ALAHI - Arizona Life Accident and Health Insurance Exam

Question 1: A producer studying from an older Arizona manual keeps reading about the Arizona Department of Insurance, but that agency was reorganized and given a broader mandate covering banks and other financial institutions alongside insurance. Which of the following names the regulator that supervises Arizona insurance today?

Office of the State Treasurer

Arizona Insurance Guaranty Association

Department of Insurance and Financial Institutions

Arizona Corporation Commission

Question 2: A producer wants to read the actual Arizona statutes on producer licensing rather than rely on a study guide summary, and needs to know which title of the Arizona Revised Statutes to open. Which of the following identifies where Arizona insurance law is codified?

Title 28

Title 6

Title 41

Title 20

Question 3: An Arizona study guide cites a rule numbered R20 dash 6 dash 801 for claim handling deadlines, and a candidate wants to know what body of law that citation points to. Which of the following identifies the source of a rule carrying that numbering?

A federal regulation adopted by Congress

A model act published by the NAIC

The Arizona Administrative Code

An internal bulletin issued by insurers

Question 4: An applicant preparing for the Arizona life, accident and health examination has been told by an out of state colleague that a lengthy classroom course must be finished before sitting for the test. Which of the following correctly states Arizona's general prelicensing education requirement?

None is required

Fifty two classroom hours

Forty classroom hours

Twenty classroom hours

Question 5: An accident and health producer in Tucson wants to begin selling long term care coverage to clients this quarter and asks what Arizona requires before the first such sale. Which of the following states the initial Arizona approved long term care training the producer must complete?

No training is required

Twenty four hours

Eight hours

Four hours

Question 6: A Phoenix producer completed the required initial Arizona long term care training three years ago and has been selling those policies ever since. A colleague suggests nothing further is owed. Which of the following describes the ongoing Arizona long term care training obligation?

Nothing further after the initial course

A repeat course every five years

Eight additional hours annually

Four hours every two years

Question 7: A life producer licensed in Nevada wants to write annuity business for an Arizona resident and assumes the Arizona training mandate reaches resident producers only. Which of the following correctly describes Arizona's annuity training requirement for a producer selling annuities in the state?

Four hours, nonresidents included

Eight hours, residents only

No annuity training is required

Four hours, residents only

Question 8: A candidate has failed the Arizona life, accident and health examination four times within the past ten months and wants to sit for it again next week. Which of the following describes what Arizona law requires of this candidate before another attempt?

A thirty day wait

A remedial course before reapplying

A one year wait

Nothing, since attempts are unlimited

Question 9: A candidate passed the Arizona accident and health examination fourteen months ago, never filed a license application, and now wants to apply using that result. Which of the following describes how Arizona treats an examination result of that age on a license application?

It remains valid indefinitely

It is valid for five years

It is valid until the next birthday

It must be under one year old

Question 10: An applicant who passed the Arizona producer examination was called to active military service before filing a license application and now applies sixteen months after testing. Which of the following describes how Arizona treats the examination recency window for this applicant?

Extended to eighteen months

Unchanged at one year

Voided, so retesting is required

Suspended with no outer limit

Question 11: A candidate in a rural Arizona county is worried that the producer examination may be offered only rarely and that results might take months to arrive. Which of the following pairs correctly states the minimum offering interval and the deadline for delivering results?

Twice yearly, results in ninety days

Every sixty days, results in thirty

Monthly, results the same day

Every thirty days, results in sixty

Question 12: A producer already holds an Arizona license with life authority and now wants to add accident and health authority to that same license. Which of the following correctly describes Arizona's examination requirement for the line of authority the producer already holds?

The existing authority is retested at renewal

A written waiver request must be filed

No examination for authority already held

A fresh examination is always required

Question 13: An insurance agency organized as a limited liability company applies for an Arizona business entity producer license. Which of the following must the agency do beyond paying fees and operating within its chartering documents in order to satisfy the licensing statute?

Open an office in every county

Post a surety bond

Carry errors and omissions coverage

Designate a producer responsible for compliance

Question 14: A corporation applying for an Arizona business entity producer license asks what information about its people the application itself must contain, apart from identifying the individual who will answer for compliance. Which of the following must that entity application include?

Names of all members, officers, directors

Salary figures for licensed employees

Résumés for all clerical staff

Credit reports for each shareholder

Question 15: An Arizona resident applying for a first producer license is told that fingerprints will be taken during the process, and wonders how far the resulting background check actually reaches. Which of the following describes the criminal background check Arizona conducts on a producer license applicant?

A county records search only

State and federal criminal checks

Insurance related offenses only

Self reporting without verification

Question 16: A licensed Arizona producer holding property authority applies to add casualty authority and objects to repeating the fingerprint process completed two years earlier. Which of the following correctly describes Arizona's fingerprint requirement in the situation this producer describes?

Not required when adding an authority

Required annually for all licensees

Required with every application filed

Required for nonresident applicants only

Question 17: A producer holding an Arizona nonresident license moves from Colorado to Scottsdale and becomes an Arizona resident in the process. Which of the following states the period within which that producer must apply for resident licensee status under Arizona law?

Before the next renewal

Six months

Ninety days

Thirty days

Question 18: A producer relocating to Arizona from another state submits a clearance letter from the former state's insurance department along with the resident license application. Which of the following describes what that clearance letter can do for the relocating applicant in Arizona?

Substitute for the fingerprint submission

Extend the license term by two years

Waive continuing education for one cycle

Exempt the applicant from the prelicense examination

Question 19: A licensed Arizona producer dies unexpectedly, and the surviving spouse needs authority to keep servicing the book of business while the agency is prepared for sale. Which of the following states the maximum period Arizona allows for a temporary insurance producer license?

One hundred eighty days

One year

Sixty days