ALAHI - Arizona Life Accident and Health Insurance Exam

Question 21: A candidate is reviewing the broad categories of insurance a producer may be licensed to transact in Arizona, since the continuing education obligation attaches to holding one of them. Which of the following correctly lists Arizona's major lines of producer license authority?

Life, health, surplus lines, casualty, crop

Life, health, property, casualty, personal lines

Life, health, title, casualty, bail bond

Life, annuity, health, property, marine

Question 22: A newly licensed Arizona producer wants to calendar the license expiration date and has been told it does not fall on the anniversary of the issue date. Which of the following describes when an individual Arizona producer license expires?

The anniversary of issuance

The application month's last day

The thirty first of December

The last day of the birth month

Question 23: A producer who received an individual Arizona license two years ago compares notes with a colleague whose agency holds a business entity license, and the two license terms appear to differ. Which of the following correctly describes those two Arizona license terms?

Individual three to four years, entity four

Both run three years, then renew annually

Individual four years, entity two years

Both run four years from issuance

Question 24: An Arizona producer discovers that the producer license expired seven months ago and hopes to restore it without starting the licensing process over. Which of the following describes what Arizona requires to renew a license that expired within the past year?

A new application with examination

The quadrennial fee plus one hundred dollars

Payment of the quadrennial fee alone

A hearing before the Director

Question 25: An Arizona producer let a license expire and then took no action for fourteen months, and now asks to pay the late fee and resume writing business. Which of the following describes how Arizona treats a filing made more than one year after expiration?

It is accepted with a doubled fee

It needs the Director's written consent

It permanently bars future licensure

It becomes a new application

Question 26: An Arizona producer preparing a quadrennial renewal wants to know what must accompany the filing beyond the fee, and whether fingerprints will be demanded a second time. Which of the following correctly describes Arizona's renewal conditions for a resident producer?

Retesting with every renewal filing

Fingerprints with every renewal filing

Continuing education proof, fingerprints discretionary

Good standing letters from each insurer

Question 27: A resident Arizona producer holding accident and health authority needs to plan continuing education for a license period that began after the change Arizona made effective in two thousand fourteen. Which of the following states the required credit hours and the ethics component?

Forty eight hours including six ethics

Sixty hours including twelve ethics

Twenty four hours including three ethics

Forty hours including four ethics

Question 28: An Arizona producer continuously licensed since early nineteen ninety four claims a complete exemption from the state's continuing education requirement. Which of the following describes what else must be true before that long service exemption applies under Arizona law?

The producer sells only to existing clients

The producer works only in Arizona counties

The producer is at least sixty five

No nonresident licenses and no discipline

Question 29: An Arizona producer moves to a new home address, changes an email address and joins a different agency all in the same week, and wants to know how quickly the Department must be told. Which of the following states Arizona's deadline for reporting those changes?

Sixty days

Thirty days

At the next renewal

Ten working days

Question 30: An Arizona study guide prints separate outline entries for change of personal contact information and change of business information, and a candidate assumes each entry carries its own deadline. Which of the following correctly describes how Arizona treats those two reporting duties?

Personal changes need no notice

Personal fifteen days, business thirty days

One subsection, one thirty day deadline

Business fifteen days, personal thirty days

Question 31: An Arizona producer has just received a final order from another state's insurance department resolving an administrative complaint filed last year. Which of the following states when Arizona requires that producer to report the matter and what starts the reporting clock?

Ten days from the complaint filing

Thirty days from final disposition

Sixty days from the initial hearing

Only if the other state suspends

Question 32: An Arizona producer is charged with a felony in another state, and the case is still pending trial. A colleague insists the Department must be notified right away. Which of the following correctly describes the reporting duty Arizona attaches to criminal matters?

It arises after all appeals conclude

It arises when charges are filed

It arises on conviction, within thirty days

It arises upon arrest

Question 33: An Arizona producer whose license was revoked eight months ago wants to apply for a new license immediately, arguing that the underlying misconduct has since been corrected. Which of the following describes Arizona's rule on reissuing a license after a revocation?

Reissue once penalties are paid

Reissue after ninety days

No reissue is ever permitted

No reissue for one year

Question 34: An Arizona agency has its business entity license revoked, and one officer who knew nothing of the misconduct now seeks an individual producer license. Which of the following describes the escape from the relicensing bar that Arizona gives an entity principal?

A finding of no fault or acquiescence

Repaying all commissions earned

Completing additional ethics training

Showing the entity has dissolved

Question 35: A retired Arizona producer who was properly licensed when writing a block of life business continues to receive payments on those policies years after surrendering the license. Which of the following describes how Arizona treats those continuing payments to a former licensee?

Payable only to the servicing producer

Permitted as renewal or deferred commissions

Permitted for one year after retirement

Prohibited once the license lapses

Question 36: An Arizona insurer offers health plan members a reward for completing a compliant wellness program, and a producer worries that the reward looks like an unlawful inducement. Which of the following describes how Arizona treats such a wellness reward in life and disability insurance?

Permitted for group contracts only

An unlawful rebate in every case

Permitted with the Director's prior approval

A practice that is not prohibited

Question 37: An Arizona insurer offers a modest incentive to policyholders who complete a satisfaction survey, and compliance staff want to know which figure the rebating statutes attach to customer feedback incentives. Which of the following states that amount under Arizona law?

Two hundred dollars

One thousand dollars

One hundred dollars

Five hundred dollars

Question 38: An Arizona insurer mishandled a single accident and health claim, and the insured argues that one error is enough to establish an unfair claim settlement practice. Which of the following describes the threshold Arizona sets for a violation of that particular statute?

Any single act violates it

Conduct the Director finds intentional

A general business practice

Two or more acts yearly

Question 39: An Arizona insured reports a disability income claim on a Monday morning, and the insurer's file shows no contact with the claimant for three weeks afterward. Which of the following states the Arizona deadline for acknowledging notification of a claim?

Five working days

Thirty calendar days

Fifteen working days