CRES - Connecticut Real Estate Salesperson

Question 21: A Greenwich homeowner has a legal right to cross the neighbor's driveway to reach a private beach, and that right passes automatically to whoever next buys the home. Which interest describes this right that benefits one parcel and burdens another?

An easement in gross

An easement appurtenant

A license

A leasehold interest

Question 22: A Greenwich owner posts no-trespassing signs and turns away uninvited visitors from a shoreline property. This action rests on one specific stick within the bundle of legal rights. Which right in that bundle authorizes keeping others from entering or using the land?

The right of disposition

The right of possession

The right of enjoyment

The right of exclusion

Question 23: A New Haven property owner grants a mortgage to a bank to finance the purchase, creating a lien only because the owner voluntarily agreed to it in the loan documents. Which classification correctly describes a lien created by the owner's own consent?

A voluntary lien

An involuntary lien

A statutory lien

A general lien

Question 24: A developer persuades a town to rezone a single lot in an established residential block to commercial, benefiting only that owner and clashing with surrounding uses and the comprehensive plan. Which term BEST describes this improper, illegal singling out of one parcel?

Downzoning

A variance

Cumulative zoning

Spot zoning

Question 25: A Waterbury lot lies in a district where zoning would allow a three-story building, but a recorded subdivision covenant caps structures at two stories. When a private covenant and public zoning differ, which limit does the owner have to follow?

The zoning ordinance always

The covenant is void

The more restrictive limit

Whichever is less restrictive

Question 26: Homeowners in a Stamford subdivision governed by recorded restrictive covenants discover that a neighbor is building a detached garage that clearly violates the setback the covenants require. Which court remedy typically lets the other owners halt the violation and compel compliance?

A tax lien

An injunction

Escheat to the state

Condemnation of the lot

Question 27: A grantor conveys a Litchfield hills parcel by a deed stating that if liquor is ever sold on the land, title automatically reverts to the grantor. This provision, whose breach can cost the owner the estate, is best classified as which of the following?

A deed restriction

An easement appurtenant

A deed condition

A special assessment

Question 28: A new town regulation is so restrictive that it deprives a shoreline owner along Long Island Sound of all economically viable use of the land, yet the town never filed any formal condemnation action. Which claim lets the owner demand compensation for this regulatory taking?

Inverse condemnation

Eminent domain

Escheat

A zoning variance

Question 29: A congregation wants to build a church on a residential lot in Meriden, and the zoning ordinance already lists houses of worship as permitted in that district only with board approval and specific conditions. Which approval must the congregation obtain?

A variance

A special use permit

A zoning amendment

A nonconforming use permit

Question 30: Residents of a West Hartford condominium elect a board that enforces rules about pets, exterior alterations, and use of shared amenities under documents recorded when the project was created. Which of the following governs the internal operation of the community association?

The zoning ordinance

The comprehensive plan

A special assessment

The association bylaws

Question 31: The developer of a Fairfield County subdivision writes limits into each deed requiring wood-shingle roofs and barring commercial signs, and these limits bind every buyer who later takes title. Which of the following describes this kind of privately imposed control?

A deed restriction

A zoning ordinance

A building code

A special assessment

Question 32: Before adopting detailed zoning rules, a New Haven commission prepares a long-range document expressing goals for future growth, transportation, housing, and open space that will guide later land use decisions across the town. Which of the following describes this guiding document?

The zoning ordinance

The subdivision plat

The comprehensive plan

The building code

Question 33: The planning and zoning body in Danbury divides the town into districts and specifies which uses, lot sizes, and building heights are allowed in each district. Which of the following instruments carries out this division of land into use categories?

A deed restriction

A building code

A subdivision plat

A zoning ordinance

Question 34: A Connecticut municipality adopts a zoning ordinance separating quiet residential neighborhoods from heavy industry in order to protect public health, safety, and property values, and it pays no owner for the use limits it imposes. This regulation is an exercise of which governmental power?

Eminent domain

Police power

Taxation

Escheat

Question 35: Every parcel of privately owned land in the United States remains subject to four inherent powers held by government, commonly summarized by an acronym students memorize. Which of the following belongs to that set alongside eminent domain, taxation, and escheat?

Police power

Deed restriction

Restrictive covenant

Homeowners association bylaws

Question 36: An owner in Danbury owes more on the mortgage than the condo will bring on the open market, and the lender agrees to accept the lower sale proceeds as settlement. This type of pre-foreclosure transaction is best described as which of the following?

A deed in lieu of foreclosure

A lender-approved short sale

A sheriff's foreclosure auction

An assumption of the mortgage

Question 37: Before her Hartford home is sold at a foreclosure auction, a defaulting borrower pays the entire unpaid loan balance plus costs and stops the sale, reclaiming her property. The right that lets her do this before the sale is called which of the following?

The statutory right of reinstatement

The lender's right of acceleration

The covenant of quiet enjoyment

The equitable right of redemption

Question 38: A prospective buyer's attorney finds an old recorded claim that appears to have been satisfied but was never formally released, casting doubt on whether the seller's title is clear. Which term describes this kind of doubtful defect on the record?

An appurtenant easement

A deed restriction

A cloud on the title

A subordination agreement

Question 39: A builder sells a newly constructed colonial in Danbury, and shortly after moving in the buyers find the roof leaks because of faulty workmanship. In most states the builder's obligation to deliver a soundly built home arises from which of the following?

The covenant of quiet enjoyment

The doctrine of caveat emptor

An express title warranty

An implied warranty of workmanship

Question 40: Before closing on a Greenwich colonial, an examiner traces every recorded conveyance, mortgage, and release back through successive owners to compile a condensed written history of the property's ownership over the years. Which document summarizing that chain of title is being prepared?

A title insurance policy

An abstract of title

A certificate of occupancy

A property survey

CRES Connecticut Real Estate Salesperson - Set 2 - Part 2

Question 21: A Greenwich homeowner has a legal right to cross the neighbor's driveway to reach a private beach, and that right passes automatically to whoever next buys the home. Which interest describes this right that benefits one parcel and burdens another?

Question 22: A Greenwich owner posts no-trespassing signs and turns away uninvited visitors from a shoreline property. This action rests on one specific stick within the bundle of legal rights. Which right in that bundle authorizes keeping others from entering or using the land?

Question 23: A New Haven property owner grants a mortgage to a bank to finance the purchase, creating a lien only because the owner voluntarily agreed to it in the loan documents. Which classification correctly describes a lien created by the owner's own consent?

Question 24: A developer persuades a town to rezone a single lot in an established residential block to commercial, benefiting only that owner and clashing with surrounding uses and the comprehensive plan. Which term BEST describes this improper, illegal singling out of one parcel?

Question 25: A Waterbury lot lies in a district where zoning would allow a three-story building, but a recorded subdivision covenant caps structures at two stories. When a private covenant and public zoning differ, which limit does the owner have to follow?

Question 26: Homeowners in a Stamford subdivision governed by recorded restrictive covenants discover that a neighbor is building a detached garage that clearly violates the setback the covenants require. Which court remedy typically lets the other owners halt the violation and compel compliance?

Question 27: A grantor conveys a Litchfield hills parcel by a deed stating that if liquor is ever sold on the land, title automatically reverts to the grantor. This provision, whose breach can cost the owner the estate, is best classified as which of the following?

Question 28: A new town regulation is so restrictive that it deprives a shoreline owner along Long Island Sound of all economically viable use of the land, yet the town never filed any formal condemnation action. Which claim lets the owner demand compensation for this regulatory taking?

Question 29: A congregation wants to build a church on a residential lot in Meriden, and the zoning ordinance already lists houses of worship as permitted in that district only with board approval and specific conditions. Which approval must the congregation obtain?

Question 30: Residents of a West Hartford condominium elect a board that enforces rules about pets, exterior alterations, and use of shared amenities under documents recorded when the project was created. Which of the following governs the internal operation of the community association?

Question 31: The developer of a Fairfield County subdivision writes limits into each deed requiring wood-shingle roofs and barring commercial signs, and these limits bind every buyer who later takes title. Which of the following describes this kind of privately imposed control?

Question 32: Before adopting detailed zoning rules, a New Haven commission prepares a long-range document expressing goals for future growth, transportation, housing, and open space that will guide later land use decisions across the town. Which of the following describes this guiding document?

Question 33: The planning and zoning body in Danbury divides the town into districts and specifies which uses, lot sizes, and building heights are allowed in each district. Which of the following instruments carries out this division of land into use categories?

Question 35: Every parcel of privately owned land in the United States remains subject to four inherent powers held by government, commonly summarized by an acronym students memorize. Which of the following belongs to that set alongside eminent domain, taxation, and escheat?

Question 36: An owner in Danbury owes more on the mortgage than the condo will bring on the open market, and the lender agrees to accept the lower sale proceeds as settlement. This type of pre-foreclosure transaction is best described as which of the following?

Question 37: Before her Hartford home is sold at a foreclosure auction, a defaulting borrower pays the entire unpaid loan balance plus costs and stops the sale, reclaiming her property. The right that lets her do this before the sale is called which of the following?

Question 38: A prospective buyer's attorney finds an old recorded claim that appears to have been satisfied but was never formally released, casting doubt on whether the seller's title is clear. Which term describes this kind of doubtful defect on the record?

Question 39: A builder sells a newly constructed colonial in Danbury, and shortly after moving in the buyers find the roof leaks because of faulty workmanship. In most states the builder's obligation to deliver a soundly built home arises from which of the following?

Question 40: Before closing on a Greenwich colonial, an examiner traces every recorded conveyance, mortgage, and release back through successive owners to compile a condensed written history of the property's ownership over the years. Which document summarizing that chain of title is being prepared?

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