MORES - Missouri Real Estate Salesperson Exam

Question 1: A Missouri licensee compares the housing protections in the Missouri Human Rights Act against those in the federal Fair Housing Act and finds that Missouri lists one class the federal statute does not name. Which of the following is that class?

Age

Marital status

Ancestry

Occupation

Question 2: A Missouri landlord who owns a small building tells a licensee that she wants to rent only to tenants without children, and the licensee knows the landlord occupies one of the four units herself. Which of the following describes the licensee's position?

Permitted, since an exemption applies

Permitted if she documents the request

Permitted in owner-occupied buildings only

Barred, since exemptions never cover licensees

Question 3: A Missouri tenant believes she was refused an apartment because of her national origin and wants to file with the state agency that enforces the Human Rights Act. Which of the following states the deadline for that filing?

Ninety days from the act

One year from the act

One hundred eighty days from the act

Two years from the act

Question 4: A Missouri consumer who believes she was refused an apartment unlawfully wants to bring a housing discrimination complaint before a state agency and asks which body actually hears such matters. Which of the following identifies the correct agency?

The Missouri Real Estate Commission

The Administrative Hearing Commission

The Division of Professional Registration

The Missouri Commission on Human Rights

Question 5: A Missouri licensee tells homeowners on a block that families of a particular national origin are moving in and that values on the street will fall sharply unless they sell now. Which of the following identifies that practice?

Blockbusting

Redlining

Steering

Disparate treatment

Question 6: A tenant who uses a wheelchair asks a Missouri landlord for permission to install a ramp at her own expense and also asks that the rent due date be moved to match her benefit payments. Which of the following describes those two requests?

Two reasonable modifications under the statute

Two reasonable accommodations under the statute

A reasonable modification and a reasonable accommodation

Requests the landlord may refuse outright

Question 7: A Missouri landlord tells a caller of one national origin that a listed apartment has already been rented, while continuing to show that same unit to other prospective tenants who telephone later the same day. Which of the following identifies that practice?

Blockbusting the surrounding neighborhood

Redlining by a housing provider

A lawful tenant screening practice

Misrepresenting that a dwelling is unavailable

Question 8: A Missouri licensee places an online advertisement for a rental unit she is marketing, stating that the property would suit a mature couple without children and would not suit a large family. Which of the following describes that wording?

Impermissible discriminatory advertising

Permissible if the owner requested it

Permissible, since it describes the property

Permissible in owner-occupied buildings

Question 9: A Missouri licensee reads that federal enforcement now treats discrimination because of sexual orientation as sex discrimination, and she asks what the Missouri housing statute itself actually lists on its face. Which of the following describes the statutory text?

The statute lists sexual orientation expressly

The statute lists neither of those terms

The statute lists gender identity expressly

The statute defers to local ordinance

Question 10: A Missouri fair housing complaint is filed against a licensee, and her broker asks whether the state human rights agency can also take her real estate license away from her. Which of the following describes the division of authority?

That agency handles discrimination, not licensing

That agency may only fine the licensee

That agency may suspend the license directly

That agency refers all cases for revocation

Question 11: Two unmarried business partners in Missouri take title to an investment property together under a deed that says nothing at all about survivorship or the form of ownership they intend. Which of the following describes the estate the statute creates?

Joint tenancy with survivorship

A partnership interest in severalty

Tenancy by the entirety

Tenancy in common

Question 12: A married couple in Missouri takes title to their home together, and one spouse later tries to mortgage the property alone to secure a business loan. Which of the following describes the consequence of the estate they hold?

Neither spouse may encumber it alone

Either spouse may encumber a half interest

Only the borrowing spouse may encumber it

Encumbrance requires a court order

Question 13: A Missouri homeowner facing creditors asks how much of the value in her dwelling house and the land used with it the homestead statute currently shields from attachment and execution. Which of the following states the present figure?

Forty thousand dollars

Twenty-five thousand dollars

Fifteen thousand dollars

Fifty thousand dollars

Question 14: A Missouri claimant has occupied a strip of a neighbor's land openly and continuously for several years and asks how long the statute requires before an action to recover the land is barred. Which of the following states that period?

Seven years

Ten years

Fifteen years

Twenty years

Question 15: A Missouri condominium owner selling her unit must furnish the purchaser with several of the association's own documents plus a certificate containing a defined list of numbered items. Which of the following states how many items that certificate must contain?

Eleven

Nine

Seven

Fourteen

Question 16: A Missouri condominium buyer signs a contract before the association has produced the resale certificate, and she wants to know how long she may back out once it finally arrives in the mail. Which of the following states the period?

Three days after delivery

Ten days after delivery

Five days after delivery

Fifteen days after delivery

Question 17: A Missouri developer selling units in a newly built condominium building asks whether the interests she is offering to purchasers are treated as securities under state law and therefore require registration with the state. Which of the following describes the position?

They are securities requiring state registration

Securities only in larger projects

Securities unless the buyer occupies

They are not securities under Missouri law

Question 18: A Missouri seller conveys property by deed to a buyer who never records the instrument, and the seller later conveys the same property to a second buyer who knows nothing of the first sale. Which of the following describes the recording statutes?

An unrecorded deed is void against everyone

Recording imparts notice to all persons

Recording is optional and imparts no notice

An unrecorded deed binds subsequent purchasers

Question 19: A Missouri buyer asks her licensee which of the common Missouri deed forms gives her the strongest assurances about the condition of the title she is receiving from the seller at closing. Which of the following identifies that deed?

A quitclaim deed

A special warranty deed

A trustee's deed

A general warranty deed

Question 20: A Missouri landlord collects a deposit from an incoming residential tenant and asks how much the statute allows her to demand from that tenant at the start of a residential tenancy. Which of the following states the maximum?

One month's rent

Two months' rent

Three months' rent

No statutory maximum applies

MORES Missouri Real Estate Salesperson Exam - Set 5 - Part 1