PRES Pennsylvania Real Estate Salesperson Examination - Set 1 - Part 3

Test your knowledge of technical writing concepts with these practice questions. Each question includes detailed explanations to help you understand the correct answers.

Question 41: A buyer wants the strongest possible protection, warranting the title against all defects even those arising before the seller owned the property. Which deed provides this?

A quitclaim deed

A bargain and sale deed

A general warranty deed

A special warranty deed

Question 42: A title search reveals a misspelled name and an old, possibly invalid mortgage clouding the title. Which deed is typically used to release such doubtful interests?

A quitclaim deed

A general warranty deed

A special warranty deed

An executor's deed

Question 43: A general warranty deed includes the grantor's promise that the title will not be disturbed by anyone holding a superior claim. Which covenant is this?

Covenant of seisin

Covenant against encumbrances

Covenant of further assurance

Covenant of quiet enjoyment

Question 44: A person openly, continuously, and without permission occupies another's land for the full statutory period and then sues to claim ownership. This describes which process?

A prescriptive easement

Voluntary alienation

Adverse possession

A dedication

Question 45: A buyer records a properly executed deed in the county Recorder of Deeds office. What legal effect does recording give to the rest of the world?

Actual notice

Constructive notice

Marketable title

A title guarantee

Question 46: A buyer wants protection against hidden risks such as a forged deed or an undisclosed heir already in the chain of title. Which product covers these?

A home warranty

Hazard insurance

An appraisal

Title insurance

Question 47: A lender making a mortgage loan insists on a policy that protects its secured interest in the property as a condition of financing. Which policy is required?

A lender's title policy

An owner's title policy

A home warranty

A flood certification

Question 48: In Pennsylvania, the Commonwealth imposes a realty transfer tax on a conveyance, and local taxing bodies usually add their own. Where is the deed itself recorded?

The zoning hearing board

The State Real Estate Commission

The county Recorder of Deeds

The Pennsylvania Insurance Department

Question 49: A break in the recorded succession of owners leaves a gap that prevents establishing clear ownership from the public record. Which action establishes title and clears claims?

A partition action

An escheat proceeding

A subordination agreement

A suit to quiet title

Question 50: A neighbor's newly built garage extends several feet across the boundary onto the adjoining lot. What is this unauthorized physical intrusion called?

An easement by necessity

An encroachment

A license

A nonconforming use

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